QUALIFICATIONS
Need – The applicant’s family must be living under inadequate housing conditions. This may include the family being burdened by excessively high rent, over-crowding, structural problems with residence and/or inadequate utilities, etc.
Willingness to Partner – The applicant(s) must be willing to participate in the Habitat Program as a partner in building the family’s home and those of others. 200-300 hours of “Sweat Equity” are required once an applicant has been board approved and must be completed before move-in. 100 of those hours may be completed by friends and family of a single-applicant family. The applicant is required to complete at least 40 hours at the construction site and complete Financial Peace University’s 9-week course.
Residency – The applicant(s) must be legal citizen(s) or permanent residents of the U.S. and must have lived or worked in Carroll or Haralson County for a period of at least 12 months consecutively prior to applying.
Ability to Pay – Ability to qualify for and repay a no to low interest loan. The applicant’s family must have total household income that is between 30 – 60% of the current HUD Median Income Guidelines for the Carroll or Haralson County areas, adjusting for family size. The applicant’s income alone must be sufficient to pay for a Habitat mortgage as well as things such as utilities and a $500 down payment. Income need not be job-related, but may include disability, Social Security, alimony or child support.

OUR APPLICATION PROCESS IS NOW CLOSED FOR 2020
By completing the form below, you are simply adding your name to a mailing list.
Following is the income range based on the number people in the household
# of people | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
Minimum | 20,000 | 2,0000 | 21,720 | 26,200 | 30,680 | 33,250 | 35,550 | 37,850 |
Maximum | 37,215 | 41,350 | 45,485 | 49,620 | 52,928 | 56,236 | 59,544 | 62,852 |